Benefit Payments

Secure disbursements. Seamless execution.

Salem Trust has never missed an authorized and verified benefit payment to any retiree. Even while issuing more than 80,000 monthly benefits and 1,500 one-time (lump-sum) payments each year, neither hurricanes nor snowstorms have prevented us from fulfilling our trusted duty. In fact, 99.99% of monthly benefit payments are received on the first payment date of the month.

Our pension plan clients know how committed we are to retiree services. We never outsource our client service, so plan participants always receive prompt assistance if they have a question or problem. We strive to make retirees’ lives stress-free, and retirement plans easier to manage.

Clients appreciate the many extra things we do for them. We generate monthly reports of ineligible pensioners and issue pension payments via ACH or debit card—the safest, fastest, and most convenient methods available. And because service providers can change, Salem Trust confirms end dates with plan administrators.

The many online benefit payment reports also include:

  • Periodic payment history
  • Periodic changes from a specific payment cycle
  • Periodic gross-to-net on active and inactive participants
  • Periodic account balance
  • Periodic check register
  • Lump-sum check register
  • Deduction reports
  • 1099-R forms
  • Mailing labels for periodic or lump sum payees

Salem Trust’s Value-added Services

Benefit Payments

Salem Trust has never missed an authorized and verified benefit payment to any retiree. Even while issuing more than 80,000 monthly benefits and 1,500 one-time (lump-sum) payments each year, neither hurricanes nor snowstorms have prevented us from fulfilling our trusted duty. In fact, 99.99% of monthly benefit payments are received on the first payment date of the month…

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Invoice Payments

Many of our clients take advantage of Salem Trust’s ability to pay invoices directly from their accounts. Invoice payment service helps clients manage expenses and operate more smoothly. Clients also gain the extra control of Salem Trust reviewing and paying only properly authorized expenses. Invoice payment features include...

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Global Tax Reclamation

Since approximately 70% of worldwide dividends come from non-U.S. companies, it is likely that some portion of your investment portfolio is in global investments. Did you know that the country of origin for a security is the country that levies and collects taxes on the investment income of that security? Did you know that most pension plans are entitled to file a reclamation of all, or a portion of, foreign taxes?

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Class Action Lawsuit Process

In the past few years, securities class action lawsuits have been filed at a record pace. We expect that the frequency of claims will continue or increase. Responding to our clients’ requests for a solution, Salem Trust researched and negotiated a partnership with a specialized class action services provider...

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Start-up Plan Service

We help small and start-up pension plans get off the ground with a streamlined package of services. Designed for small plans using only ETFs and mutual funds, Salem Trust’s savings will help the plan be cost-effective...

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Annual Verification Letter

In addition to reviewing databases and providing a monthly report of deceased retirees, some clients also opt for positive verification of plan participants.

Salem Trust provides a turnkey service that reduces the possibility of fraud while safeguarding the special connection between the plan sponsor and the retired service employee...

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An Authentic Difference® happens when clients are treated with real service.